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Arvind Ashta's Advanced Technologies for Microfinance: Solutions and PDF

By Arvind Ashta

ISBN-10: 161520993X

ISBN-13: 9781615209934

ISBN-10: 1615209948

ISBN-13: 9781615209941

In todays worldwide society, microfinance gives decrease source of revenue contributors the chance to enhance their fiscal scenario via a democratic, market-based technique. complex applied sciences for Microfinance: ideas and demanding situations is the 1st ebook to systematically handle technologys impression on microfinance. It discusses a large choice of expertise purposes that might outline the following iteration of the microfinance flow and it addresses the cruel questions surrounding expertise in microfinance. for example, what are the negative aspects of technology-enabled microfinance and what's going to it suggest for the inclusiveness and empowerment of the provider? This dynamic assortment is a must have for somebody drawn to microfinance, no matter if you're a donor, lender, or investor.

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First, “small institutions appear more likely to enter the microfinance market” (ADB, 2000). Considering that 90 percent of the poor in the world is estimated to have no access to credit yet, the need for more microfinance institutions in the market becomes obvious and if small organiza- Figure 1. Legal form of private MFIs in India (Source: Adapted from Rao (2004)) Figure 2. Nr of institutions by their size (Source: Bases on Microcredit Summit Campaign Report 2005, pg. 25, Table 3) 20 Free & Open Source Software for Microfinance tions show more entrepreneurship then we must ask how they can be supported.

2005). Competitive Engineering. Oxford, MA: Butterworth Heinemann. Jensen, M. C. (2000). Value Maximization and Stakeholder Theory (Working Paper-HBS Working Knowledge). Cambridge, MA:Harvard Business School. , & Hallam, C. (2002). J-Fall 2002 “Integrating the Lean Enterprise”). Cambridge, MA: Massachusetts Institute of Technology. Srinivasan, N. (2008). Microfinance India: State of the Sector Report 2008. New Delhi, India: Sage Publications. AddItIoNAL REAdING Freeman, R. E. (1984). Strategic Management: A Stakeholder Approach.

The approach of decomposing complex and abstract requirements may be represented as follows: {Availability} = f {(travel time), (travel cost), (transaction cost), (others)} Table 2. Elementary attributes for availability and usability Elementary attributes for: Availability Elementary attributes for: Usability System availability in urban, semi-urban and rural areas Time to learn [defined functions][defined skills] Access to data communication infrastructure Time to perform [ defined functions][defined conditions] Customers literate versus less-literate Error rate Language support: Local / regional Local assistance 9 Stakeholder Analysis of IT Applications for Microfinance Or, Table 3.

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